(NewsUSA) – Those Americans who are still without home
computers can find themselves at a disadvantage. Children need computers to complete their
schoolwork, and adults who are unable to check their e-mail at home miss important workplace
information.
One mother was shocked to learn that one of her children's after-school activities required
online registration. "I had to go to a public library just so my son could bring a project to the
county fair."
Some people might fear that they lack the money to purchase a home computer. But
computers are more easily available than many people think.
Used, refurbished computers provide one option and can be purchased well below the
price of a new machine.
But some companies allow people to finance computer purchases. One company, Pay by
the Day (www.abuckaday.com), lets people pay as little as a
few dollars a day towards a new, brand name computer.
Consumers can purchase IBM desktops and monitors, Toshiba notebooks and Lexmark
printers, along with other electronics, online. After a simple credit check, Pay by the Day sends
the item to the purchaser's home with no money down. Pay by the Day will approve customers without
-; or with negative -; credit history.
Consumers decide how much money they will put toward their computer purchase at each
payment. If they come into some extra cash, people can put larger amounts toward their new item
without penalty. Pay by the Day doesn't have hidden fees. After a customer makes their final
payment, they own their new computer.
Using Pay by the Day can help people correct or create positive credit, too. Customers pay
the company through automatic withdrawals from their bank account, so they don't have to worry
about missing or forgetting to mail paper bills.
In slowly paying off their computer purchase, people might improve their credit
history, eventfully allowing them to take out larger loans on future purchases.
For many Americans, living without a home computer is no longer an option. But if
people finance their electronic purchases, they can buy the new computer that they need without
breaking the bank.
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